Protect your Identity with These Tips

1. Don’t provide your Social Security number or account information to anyone who contacts you online or over the phone. Protect your PINs and passwords and do not share them with anyone. Use a combination of letters and numbers for your passwords and change them periodically. Do not reveal sensitive or personal information on social networking sites.
2. Shred receipts, banks statements and unused credit card offers before throwing them away.
3. Fraudsters look for monthly bank or credit card statements or other mail containing your financial information. Consider enrolling in online banking and e-statements to reduce the likelihood of paper statements being stolen. Also, don’t mail bills from your own mailbox with the flag up.
4. Monitor your financial accounts regularly. Sign up for email or text alerts from Spring Valley City Bank’s Online Banking for balances or transfers on accounts.
5. Order a free copy of your credit report every four months from one of the three credit reporting agencies at www.annualcreditreport.com.
6. Make sure the virus protection software on your computer is active and up to date. Maintaining current versions of web browser and operating system for your computer and mobile devices is also important. When conducting business online, make sure your browser’s padlock or key icon is active. Also look for an “s” after the “http” to be sure the website is secure.
7. Use the passcode lock on your smartphone and other devices. This will make it more difficult for thieves to access your information if your device is lost or stolen. Before you donate, sell or trade your mobile device, be sure to wipe it using specialized software or using the manufacturer’s recommended technique. Some software allows you to wipe your device remotely if it is lost or stolen.
8.  Report any suspected fraud to Spring Valley City Bank immediately.

Do Business With Your Friends and Neighbors……

Spring Valley City Bank!