Rates

Effective April 24, 2019


Time Deposits & IRAs

Type

Annual Percentage Yield (APY)

Interest Rate

Compounding

 

         
 91 Day CD/IRA
 0.10%  0.10%  Simple  P, T
 182 Day CD/IRA  1.20%  1.20%  Simple  P, T
 11 Month CD/IRA*
*$5,000.00 Minimum Deposit to Open
2.84% 2.80% Daily P, T

1 Year CD/IRA

0.40%

0.40%

Daily

P, T

15 Month CD/IRA

0.30%

0.30%

Daily

P, T

18 Month CD/IRA

1.46%

1.45%

Daily

P, T

2 Year CD/IRA

0.45%

0.45%

Daily

P, T

25 Month CD/IRA

1.46%

1.45%

Daily

P, T

30 Month CD/IRA

0.50%

0.50%

Daily

P, T

3 Year CD/IRA

0.90%

0.90%

Daily

P, T

42 Month CD/IRA

1.01%

1.00%

Daily

P, T

 
59 Month CD/IRA

 
2.07%
 
2.05%
 
Daily

P,T

60 Month CD/IRA

1.51%

1.50%

Daily

P, T

 18 Month IRA(Variable Rate)  0.75%  0.75%  Daily  P, V

Minimum Deposit to Open Account unless otherwise stated

$1,000


Now and Savings Accounts

Type

Minimum Balance to Open Account

Annual Percentage Yield

Interest Rate

Compounding

 

Personal NOW

$750

0.05%

0.05%

Daily

V,F

Non-Personal NOW

$1,000

0.05%

0.05%

Daily

V,F

Savings

$50

0.15%

0.15%

Daily

V,F


Super NOW Accounts

Minimum Balance to Obtain the Stated APY

Minimum Balance to Open Account

Annual Percentage Yield

Interest Rate

Compounding

 

Balance of $2,500 or more

$2,500

0.05%

0.05%

Monthly

V,F

Balance less than $2,500

$2,500

0.00%

0.00%

Monthly

V,F


Money Market Accounts

Minimum Balance to Obtain the Stated APY

Minimum Balance to Open Account

Annual Percentage Yield

Interest Rate

Compounding

 

Balance of $2,500 or more

$2,500

0.15%

0.15%

Monthly

V,F

Balance less than $2,500

$2,500

0.00%

0.00%

Monthly

V,F


High Yield Money Market Accounts

 

Minimum Balance to Obtain the Stated APY

Annual Percentage Yield

Interest Rate

Compounding

 

Balance of $0 to $24,999.99

0.13%

0.13%

Monthly

V,F

Balance of $25,000 to $99,999.99

0.23%

0.23%

Monthly

V,F

Balance of $100,000 to $249,999.99

0.47%

0.47%

Monthly

V,F

Balance of $250,000 or more

0.61%

0.61%

Monthly

V,F

Minimum Balance to Open Account

$25,000



Platinum Money Market Accounts

Minimum Balance to Obtain the Stated APY

Annual Percentage Yield

Interest Rate

Compounding

 

Balance of $0 to $249,999.99

0.15%

0.15%

Monthly

V,F

Balance of $250,000 to $499,999.99

0.61%

0.61%

Monthly

V,F

Balance of $500,000 to $749,999.99

2.02%

2.00%

Monthly

V,F

Balance of $750,000 or more

2.27%

2.25%

Monthly

V,F

Minimum Balance to Open Account

$500,000



Codes:

 

P -

Penalty for early withdrawal

V -

Rate may change after account is opened

F -

Fees may reduce earnings

T -

Fixed Rate for the term

Loan Rates –
Please Contact Us for loan rates.


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