Business Loans

Supporting our local businesses has been a mainstay for Spring Valley City Bank since 1905. We know the value of local businesses and what they contribute to our community. Our business lending expertise is second to none. We offer a wide range of loan products for a wide range of purposes with quick decisions made by local people. Why trust your business’ future to someone who doesn’t also live in the area? Spring Valley City Bank’s experienced business lenders can provide the financing you need quickly and with the expertise and knowledge that will add value to your business. Please call to make an appointment with one of our lenders and we will be happy to provide a solution that fits your business needs.

Business Personal Financial Statement

Agriculture Loans

Financing the family farming operation has been a specialty of Spring Valley City Bank since 1905. Our experience and expertise in agricultural financing provides a distinct value that few other banks can provide. Our approval process is fast and all decisions are made locally by a board and management team located here. As a locally owned and operated bank, we value relationships and understand the needs of local farmers and offer a wide range of loan products for every agricultural related purpose. From expanding a farm to funding the ongoing farming operation, we can provide the financing you need. Please call to make an appointment with one of our lenders and we will be happy to talk about your business needs.

Farm Personal Financial Statement

Credit Cards

Show your Community Pride! VISA credit cards issued by Spring Valley City Bank offer a competitive interest rate and no annual fees. Whether it’s for personal or business uses, our credit card is an excellent option that gives back to the community. This is our credit card program, which means we administer it and the approval decisions are made locally. Payments can be made directly at our bank, and we can handle all questions you have right here. In addition, Hall High School benefits every time you use your card because it receives a portion of every amount charged on each card.

Applications may be completed in person or by mail. Please call or e-mail us (through the Contact Us page of this website) to send you an application.

After Hours Loss/Theft Notification Number for Debit/ATM Cards: 800-236-2442

After Hours Loss/Theft Notification Number for Credit Cards: 800-876-9119

Do Business With Your Friends and Neighbors……Spring Valley City Bank!